The Danish Competition Authority intends to closely evaluate the possible advantages and disadvantages associated with tighter regulation of the market for direct debit in Denmark (Betalingsservice)

Competition analysis of “Betalingsservice”, a Danish direct debit product* The Danish direct debit product, Betalingsservice, is one of the best-known payment solutions in Denmark. Betalingsservice was launched in 1974 by PBS (now Nets Holding) and 95 % of households are using the product. In 2012 more than 16,500 businesses, public authorities and associations (creditors) carried out 195 billion payments using Betalingsservice. Betalingsservice is a direct debit product, where the payment is initiated by the creditor. Direct debit is a convenient payment solution for recurrent payments. Compared to other direct debit products such as recurrent card payments, Betalingsservice has some specific advantages and is by far the most common direct debit product in Denmark today. New payment

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Danish Competition Authority, The Danish Competition Authority intends to closely evaluate the possible advantages and disadvantages associated with tighter regulation of the market for direct debit in Denmark (Betalingsservice), 24 juin 2014, e-Competitions June 2014, Art. N° 67344

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