The French Competition Authority issues a decision making compulsory the commitments of several national banks to abolish the main interbank fees on direct debits, interbank payment orders, and other non-cash means of payment (BNP Paribas / Banque de France / CIC / Société Générale)

Following a commitment procedure, the French NCA issued a decision on 5 July 2012 making compulsory the commitments submitted by several French banks (Banque de France, BNP Paribas, Société Générale, Crédit du Nord, LCL, BPCE, HSBC, Banque Postale, Crédit Mutuel, CIC) and their representative associations (Association française des banques and Fédération bancaire française). These commitments mainly consist in halving the main interbank fees on direct debits, interbank payment orders and other non-cash means of payment from 1 September 2012, and then to refrain from imposing any such fees from 1 September 2013. This decision is part of an in-depth examination of all means of payment carried out by the French NCA. For the

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Auteurs

  • Juliette Goyer Avocat (Paris)
  • Freshfields Bruckhaus Deringer (Paris)

Citation

Juliette Goyer, Helene Lallemand, The French Competition Authority issues a decision making compulsory the commitments of several national banks to abolish the main interbank fees on direct debits, interbank payment orders, and other non-cash means of payment (BNP Paribas / Banque de France / CIC / Société Générale), 5 juillet 2012, e-Competitions July 2012, Art. N° 48154

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