The EU Court of Justice renders a preliminary ruling on deposit guarantee schemes (Paul Vervloet / Ministerraad)

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Financial cooperatives* Introduction This is the last article dealing with the judgments that were rendered by EU courts on 21 December 2016. This article reviews the reply of the Court of Justice to a request for a preliminary ruling from the Belgian Constitutional Court in case C‑76/15, Paul Vervloet and others v Ministerraad. [1] The dispute concerned the interpretation of Directives 94/19 and 2005/1 both of which were later repealed by Directive 2014/49. The directives laid down common provisions on deposit guarantee schemes. However, the case also involved issues of State aid related to guarantees that Belgium had granted to shareholders of financial cooperatives. In July 2014, the European Commission decided, in decision 2014/686, that the state guarantees to the shareholders

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