Portuguese Competition Authority (Lisbon)

Margarida Matos Rosa

Portuguese Competition Authority (Lisbon)

Margarida Matos Rosa is the president of the Portuguese Competition Authority, having taken office in November 2016. Ms Matos Rosa was previously with the Portuguese Securities Market Commission, focusing on systemic risk, investment management and international securities regulation. Her professional experience in the financial sector also includes positions at BNP Paribas and UBS Bank. As a Fulbright scholar, Ms Matos Rosa carried out research in public policy in the venture capital industry at the Massachusetts Institute of Technology. Margarida Matos Rosa holds an undergraduate degree in economics (magna cum laude) from Université Catholique de Louvain and a masters in public affairs (MPA) from Princeton University.


Auteurs associés

Portuguese Competition Authority (Lisbon)
Portuguese Competition Authority (Lisbon)
Portuguese Competition Authority (Lisbon)
Portuguese Competition Authority (Lisbon)
Portuguese Competition Authority (Lisbon)


2022 Antitrust Writing Awards - Soft Law Readers' Choice (Portuguese Competition Authority)
Margarida Matos Rosa 5 avril 2022 Washington D.C.


1000 Bulletin

Margarida Matos Rosa Anticompetitive practices in the financial sector : An overview of EU and national case law


As we emerge from an unparalleled economic and social shock, competition and innovation in financial services have gained in prominence. Growing demand for digital payment methods was noticeable in the years before the pandemic. Thereafter, such payments became almost essential during social distancing and to a significant extent have remained commonly used. Digital finance is an important part of the process leading to a more general digital transition. It allows the delivery of convenient services to consumers, at more competitive prices. It contributes to inclusion, by widening access to affordable financial products to the general population and firms. Digital technologies applied to financial services in a competitive environment also offer incentives and opportunities for financial service providers to pursue cost efficiency.

253 Revue

Margarida Matos Rosa, Ricardo Oliveira Margarida Matos Rosa (Portuguese Competition Authority) : Overview of a vigorous term as President of the AdC and some thoughts on trending competition issues


Interview conducted by Ricardo Oliveira, Partner and head of the EU and Competition law practice, PLMJ, Lisbon. In the past six years, the Autoridade da Concorrência (AdC) imposed fines totaling over EUR 1.4 billion, with almost EUR 500 million being applied in 2022. This is a very significant (...)


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