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This article was first published in the Lettre de la distribution published by the Centre du Droit de l’Entreprise of the University of Montpellier.
Facts. Specialized in the marketing, by brokerage, of credit and loan insurance, SAS Réponse Financement has set up a network of franchisees under the brand name "Vousfinancer.com", which Mrs. X joined by entering into a five-year franchise agreement in July 2016, prior to her registration with ORIAS as an intermediary in banking operations and payment services, as required by Article L. 519-3-1 of the Monetary and Financial Code and which the franchise agreement also required (clause on compliance with professional obligations as an intermediary in banking operations and payment services). However, Ms. X, who had falsely declared on her honor that she complied with the conditions of good repute set forth in Article L. 500-1 of the Monetary and Financial Code, had her application for
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