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Jon Roellke began by highlighting that competitive relationships in the financial sector can be very complex, with firms that may compete in the context of some market segments while those same firms may also be counterparties, suppliers, or joint venturers in those same or other market segments. The purpose of this panel is to explore the circumstances in which market participants both compete and collaborate and how the lines can be properly drawn between lawful competition and collaboration, on the one hand, and more problematic coordination of competitive inputs, on the other. Some collaborations are conducted transparently and involve a broad array of market participants, while others occur in the context of trade association activities that can involve a more limited universe of members in a particular segment. But all such collaborative activities that involve competitors typically raise antitrust and competition considerations. The challenge is to ensure that collaboration is focused on achieving procompetitive objectives and does not, either inadvertently or otherwise, create the appearance of unlawful collusion. He then presented members of the panel, inviting Irene de Angelis to share examples of circumstances in which her counsel is needed to ensure that the lines are properly drawn between lawful competition and collaboration.