The U.S. Court of Appeals for the Eighth Circuit holds that “informational injury” alone is sufficient to confer standing (Charvat v. Mutual First Federal Credit Union)

The United States Court of Appeals for the Eighth Circuit recently held that a consumer may establish an injury in fact to meet constitutional standing requirements by alleging “an informational injury” within the context of the Electronic Fund Transfer Act (“EFTA”). The Eighth Circuit addressed an issue that the Supreme Court recently declined to entertain – whether a consumer must suffer economic injury before having standing to sue for damages. In Charvat v. Mutual First Federal Credit Union, the Eighth Circuit answered with a resounding, “No.” Plaintiff, Jack Charvat, made multiple withdrawals from ATM machines owned by Mutual First Federal Credit Union and First National Bank of Wahoo. At the time of the transactions, the EFTA required that ATM

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  • US Federal Trade Commission (FTC) (Washington)

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Helen Wong, The U.S. Court of Appeals for the Eighth Circuit holds that “informational injury” alone is sufficient to confer standing (Charvat v. Mutual First Federal Credit Union), 2 August 2013, e-Competitions Bulletin US Private Enforcement, Art. N° 56434

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