On 24 November 2020, the Italian Regional Administrative Court for Lazio (“IRAC”) annulled a decision issued by the Italian Competition Authority (“ICA”) in the automotive financial services cartel case in which a total fine of € 678 million was imposed (“Decision”). On 20 December 2019, the ICA had found that a number of lenders operated a cartel in the sale of financial products in the motor vehicle sector between 2003 and 2017 in violation of Article 101
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