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Joined Cases C-215/96 and C-216/96 Carlo Bagnasco and Others v Banca Popolare di Novara Soc. Coop, arl (BPN) and Cassa di Risparmio di Genova e Imperia SpA (Carige)* 1. In the context of the preliminary ruling procedure under Article 177 of the Treaty, it is solely for the national courts before which actions are brought, and which must bear the responsibility for the subsequent judicial decision, to determine in the light of

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