Margarida Matos Rosa

Former President

Margarida Matos Rosa was President of the Portuguese Competition Authority, Portugal’s competition authority between 2016 and March 2023. In this capacity, she held international roles such as Vice-Chair of ICN, the international network of competition authorities and member of the Bureau of the OECD’s Competition Committee. She previously worked for the Portuguese Securities Markets Commission (CMVM), heading the investment management supervision department. Prior to this, she worked for the financial private sector at BNP Paribas, Santander Investment and UBS Bank, in the areas of economic research, investment banking and investment management. Margarida Matos Rosa holds an M.P.A. from Princeton University and an undergraduate degree (magna cum laude) in Economics from UC Louvain.



2022 Antitrust Writing Awards - Soft Law Readers' Choice (Portuguese Competition Authority)
Margarida Matos Rosa 5 April 2022 Washington D.C.


1072 Bulletin

Margarida Matos Rosa Anticompetitive practices in the financial sector: An overview of EU and national case law


As we emerge from an unparalleled economic and social shock, competition and innovation in financial services have gained in prominence. Growing demand for digital payment methods was noticeable in the years before the pandemic. Thereafter, such payments became almost essential during social distancing and to a significant extent have remained commonly used. Digital finance is an important part of the process leading to a more general digital transition. It allows the delivery of convenient services to consumers, at more competitive prices. It contributes to inclusion, by widening access to affordable financial products to the general population and firms. Digital technologies applied to financial services in a competitive environment also offer incentives and opportunities for financial service providers to pursue cost efficiency.

557 Review

Margarida Matos Rosa, Ricardo Oliveira Margarida Matos Rosa (Portuguese Competition Authority): Overview of a vigorous term as President of the AdC and some thoughts on trending competition issues


Interview conducted by Ricardo Oliveira, Partner and head of the EU and Competition law practice, PLMJ, Lisbon. In the past six years, the Autoridade da Concorrência (AdC) imposed fines totaling over EUR 1.4 billion, with almost EUR 500 million being applied in 2022. This is a very (...)



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