Harriet Territt has 20 years of experience in resolving significant financial disputes and regulatory issues with a particular focus on the cutting edge of financial technology. Her practice covers all forms of complex financial instruments, with significant experience relating to derivatives and structured products. She regularly solves disputes by negotiation, mediation, and wholesale restructuring of transactions as well as by representing clients in court and related proceedings. Harriet is actively involved in Jones Day’s global, cross-disciplinary LIBOR transition team, advising on the full range of legal and regulatory issues arising from the forthcoming market transition to alternative reference rates. Increasingly, Harriet works with clients on liability, risk, and governance issues arising out of the fintech revolution such as DLT (distributed ledger technology, also known as blockchain), AI implementations, payments, crypto assets, digital currencies, alternative finance arrangements, and consumer facing products. She is a founding member of Jones Day’s blockchain initiative and coauthor of Jones Day’s multijurisdictional blockchain overview. Harriet is regularly asked to advise on complex issues related to global financial sanctions and money laundering rules. She deals with related matters including market abuse allegations and has undertaken highly confidential internal investigations and compliance reviews for clients in the financial and regulated sector. She represents organizations and senior individuals in enforcement proceedings before regulators such as the FCA (Financial Conduct Authority). Harriet is co-chair of the Jones Day Women’s Group, helping to develop the next generation of female business leaders.