Ofcom (London)

Ciara Kalmus

Ofcom (London)
Director of Economics

Ciara Kalmus is Economic Director at Ofcom, the UK communications regulator. Ciara has over 10 years experience as an economist in competition policy and regulation. Prior to joining Ofcom in 2011, Ciara was a Principal af Compass Lexecon (formerly LECG) . In consultancy, Ciara worked on a variety of high profile competition cases including cartels, Article 102 investigations and mergers. Ciara was included in the Global Competition Review’s Who’s Who of Competition Economists, 2011. Ciara has an MA (class 1) from Oxford University and an MSc from the London School of Economics.

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Ofcom (London)
Ofcom (London)
Ofcom (London)
Competition and Consumer Protection Commission (Dublin)
Ofcom (London)


12387 Bulletin

Ciara Kalmus, David Shaharudin The UK Government reports to have assured a bank that its aim to create the UK’s largest retail bank would not be subject to competition scrutiny (Lloyds / HBOS)


Summary On 18 September 2008 Lloyds TSB announced that it was to purchase HBOS, in a move that would create the UK’s largest retail bank . Although such a merger would normally cause serious competition concerns, the Government is reported to have assured Lloyds that the deal would not be (...)



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